Jamieson Financial Services
Objective Wealth Management

Focus

Objective Wealth Management Solutions

Areas of Focus

 

Affluent Individuals & Families


Income Protection

Premature death or disability can have a catastrophic impact on your ability to provide opportunities for your family. Life and disability insurance provides critical protection on your most important asset: your ability to generate income for yourself and your family.

Long-Term Care

For many Americans, the expenses associated with long-term care will be the largest expense of their retirement. 50% of Americans will need long-term care, and the average annual expense today is approaching $100k. LTC insurance can help manage this cost, and help preserve the lifestyle of your spouse and legacy for your heirs.

Legacy planning

How many of us know who our great-grandparents were? Do we know their names, what they did, and what contributions they made to our family or society?  Unfortunately, most of us don’t know. Greenbridge works with families and their advisors to help create a lasting financial legacy that reflects your values and priorities.

Estate liquidity & equalization

For families that have accumulated significant wealth, state and federal estate taxes, as well as taxes on IRAs and retirement plans, can claim 40% or more of one’s financial legacy. Greenbridge works with our clients and their professional advisors to craft efficient wealth transfer plans to maximize the impact you can have on your family and your charitable interests.


 

Businesses


Owner-only benefits:

Successful business owners face unique challenges in their effort to accumulate wealth.  Deductions are limited, and taxes and fees can consume over 50% of investment returns.  Greenbridge Strategies works with your other professional advisers to design and implement tax-advantaged solutions for business owners with the goal of helping you keep more of your wealth in your wallet.  Strategies include wealth accumulation vehicles that generate tax deductions ranging from $100,000 to $2.2 million.





 

Succession & Continuity

How many businesses survive- and thrive- across three or more generations?  Very, very, few.  Greenbridge helps design continuity plans for closely held businesses with the goal of helping you transfer the business to whom you want, when you want, and at a price that reflects the value you have created in the businesses.  At Greenbridge, we have a particular focus on maintaining family harmony in such transactions.  While treating each family member equally may not always be possible, we can design plans that treat each family member fairly.




 

Key employee retention

Most company sponsored benefits programs provide adequate security for their rank & file employees, but fall woefully short for their most important and highly compensated executives. Greenbridge offers both company sponsored and voluntary benefits that help companies fulfill the promise of financial security to their key employees. These benefit plans include programs that provide for a“carved-out” select group of key people, as well as incentive and retention packages that can provide unique tax advantages for the employer and the employee.

 

 

Physicians


Building a successful medical practice requires a significant investment of time, money, and intellect, often at the expense of your retirement savings. While physicians enjoy higher income potential than most professions, they start saving for retirement later than most due to their education requirements. Greenbridge formulates solutions that provide tax-favored growth and income, while also providing creditor protection.

 

 

Executives + Professionals

For executives and other highly compensated professionals, company-sponsored benefits plans such as insurance and retirement benefits, are designed to meet the needs of their rank and file colleagues. Challenges that require attention and initiative include funding their retirement savings gap and income protection in the event of unexpected death or disability.

 

 

Professional Advisors

CPAs, attorneys, and trustees work with Greenbridge Strategies to audit and benchmark existing insurance portfolios, as well as to implement new solutions to provide liquidity for estate taxes, equalization of family members, with the goal of preserving multi-generational wealth and family harmony.